Circular-Spouse-Suraksha-(B)     స్త్రీనిధి సంకల్ప మరియు కార్పస్ డిపాజిట్లపై మార్చ్2022 నెలకు చెల్లించిన వడ్డీని తేది 29th ఏప్రిల్ 2022 & 30th ఏప్రిల్ 2022 నాడు సంబంధిత బ్యాంకు ఖాతాలలో జమ చేయబడినది". "Interest for March 2022 on Corpus / Sankalpa Deposits has been credited into your bank accounts on 29th April and 30th April 2022 respectively''

1. Samruddi deposit by SHGs was made compulsory to access loans from StreeNidhi. SHG has to contribute Samrudhi deposit amount @ Rs.100/- per month from November 2012 till last month before accessing loans from Stree Nidhi. Further, 80% of SHGs in the VO have to contribute Samrudhi deposits.
2. The loan requests for income generating activities shoud be made during SHG/VO meetings only with proper record in the minutes of the meeting. In case of health purpose loan can be applies on any other day in the presence of 6 EC members of the VO.


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   StreeNidhi credit cooperative Federation Ltd., is promoted by the Government and the MandalSamkahyas to supplement credit flow from banking sector and is a flagship programme of the Government. StreeNidhi provides timely and affordable credit to the poor SHG members as a part of the overall strategy of SERP for poverty alleviation.

  SHGs are comfortable to access hassle free credit from StreeNidhi as and when required using their mobile and therefore do not see any need to borrow from other sources at usurious rates of interest. StreeNidhi is in a position to extend credit to the SHGs even in far flung areas of the state in 48 hours to meet credit needs for exigencies like health, education and other income generation needs like agriculture, dairy and other activities. As credit availability is linked to grading of MS and VOs, community is keen to improve functioning of the same to access higher amount of credit limits from StreeNidhi.